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Thursday
Mar272014

Expecting the Unexpected

“Your heart attack will be tomorrow.” Some of you may have seen the TV commercial where a man is handed a note telling him that he was scheduled for a heart attack the following day. While clearly a fictional event, if you were given a day’s notice of an impending heart attack, stroke, or serious accident, what would you do? I would imagine that most if not all of you would work very quickly to get your legal and financial affairs in order to make things easier for your family members. But, since we don’t typically get advance notice that we will need to get our affairs in order, shouldn’t we make sure they are—just in case?

That is the purpose of the Peace of Mind plan. Since we don’t know what the future holds, other than there being a 100% certainty that, at some point, we will depart this life, it is critically important for us to expect the unexpected and leave our loved ones the tools they will need to take care of things when the unexpected occurs. We don’t have to look too far to get some examples. The recent snowstorm caused a number of serious accidents and injuries, not to mention a few snow shoveling related heart attacks. I think it is fair to say that none of the folks who were injured or died because of the snowstorm expected that to occur. One minute you are shoveling your driveway and the next you are collapsed on the snow. Or your car spins out of control on an icy patch and you are seriously injured. Let’s just look at someone seriously injured or incapacitated in the storm--what happens now?

The family of the disabled individual may have a long and costly legal process ahead of them. In the absence of a document such as a Durable General Power-of-Attorney, which appoints one or more trusted persons to act on your behalf if you become disabled or incapacitated, and even if you are married your loved ones may have to hire an attorney and begin a court proceeding to appoint a legal guardian and/or custodian to take care of your personal and financial matters.

None of us know what tomorrow will bring. Isn’t it worth the modest cost of planning ahead to give your family Peace of Mind if your tomorrow does not turn out to be a good day?

Learn more about Peace of Mind planning, including Powers-of-Attorney, at www.MyPeaceOfMindPlan.com or at www.ReillyLawPLC.com. Reilly Law, PLC specializes in comprehensive Peace of Mind planning. We offer free initial consultations and special rates for military, veterans, and civil servants, as well as young family specials intended to get you on the right path.

Reilly Law, PLC is located at 300 Ellicott Street, Suite B, in Historic Occoquan. Our phone number is 703-579-1936703-579-1936. We know you are busy so we offer evening and weekend appointments. For convenience we accept major credit cards. As one client put it recently, not only did he get his legal affairs in order, he earned miles towards their next family vacation!

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