Safe Harbor Financial Advisors is a fee-only financial and tax advisory service that is associated with Reilly Law, PLC. Safe Harbor offers full service or individual issue financial planning services, as well as fiduciary financial advisory and tax services on either an hourly rate or a project fee basis. We are fiduciaries, working only for our clients. We are Your Peace of Mind Planning Team. More information on our Team Concept is available HERE.

A fee-only financial planner is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. Fee-only planners may not receive commissions, rebates, awards, finder’s fees, bonuses or any form of compensation from others as a result of a client’s implementation of the individual’s planning recommendations.

Safe Harbor Financial Advisors ais a member of the Garrett Planning Network, a national organization of like minded planners who feel that all consumers, regardless of their net worth or the size of their bank account should have access to independent, professional, affordable advice when they need it.

In addition to working with you to develop an individual or family financial plan, the two firms offer consultations for a number of different services including:

  • Portfolio Analysis and Review - including 401(k) plans
  • Asset Allocation and Risk Tolerance
  • Retirement Planning
  • Insurance Review
  • Tax Planning
  • College Education Funding
  • Cash Flow and Debt Analysis
  • Financial Check Ups/Second Opinions
  • Employer Financial Education Programs

More information on the Garrett Planning Network is available HERE.

George Reilly has earned the designation of Certified Financial Planner™, the premier designation in financial planning. Planners certified by the CFP Board of Standards have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience and ethical requirements. More information on the benefits of using a Certified Financial Planner™ is available at www.cfp.net.

Fiduciary Advisory Services. Safe Harbor offers specialized advice and assistance to fiduciaries of trusts and estates. Individuals appointed as trustees and/or executors have significant responsibility for managing trust or estate assets prudently and in accordance with both the terms of the Will or Trust and the requirements of State and Federal law.

As a trustee or executor, you stand in a "fiduciary" role with respect to the beneficiaries of the trust or estate, both the current beneficiaries and any "remaindermen" named to receive trust assets upon the death of those entitled to income or principal now. As a fiduciary, you will be held to a very high standard, meaning that you must pay even more attention to the trust investments and disbursements than you would for your own accounts.

The trustee or executor must ensure that investments are "prudent," meaning that you cannot place money in speculative or risky investments. In addition, your investments must take into account the interests of both current and future beneficiaries. One of your jobs as trustee or executor is to keep track of all income to, distributions from, and expenditures by the trust. Appropriate accountings to beneficiaries, and possibly to a court, may be required on a periodic basis. Finally, the fiduciary will have to file an annual tax return and may have to pay taxes on behalf of the trust or estate.

While a fiduciary cannot delegate his or her responsibility as trustee or executor, they can delegate all of the functions described above. An executor or trustee can hire financial advisors to make investments, accountants to handle taxes and bookkeeping for the trust, and lawyers to advise them on questions of legal interpretation.

Tax Services. Safe Harbor also offers income and fiduciary tax services to clients as a complementary part of other services provided by Safe Harbor or Reilly Law, PLC. Safe Harbor is not a full-service tax preparation service at this time.

Safe Harbor Financial Advisors, LLC, its affiliated financial planning firm, Boucher Financial Planning Services, and Reilly Law, PLC offer the financial, tax, and legal expertise to assist fiduciaries in fully meeting their many responsibilities in this very demanding but critical role. 

For more information you can visit the Safe Harbor Financial Advisors website by clicking HERE, or contact them at Info@SafeHarborFinancialAdvisors.com or by phone at

        703-829-SAFE (7233)